Dr. Denese does not take insurance but will send you a monthly bill (“superbill”) with a list of services and commonly used billing codes.

You can send this to your insurance company for partial and/or full reimbursement, depending on your plan.

If your insurance plan includes out-of-network benefits, you might get some money back from your insurance company for session costs.

PPO/POS plans usually cover 60-80% of therapy expenses. Since each plan is different, check with your insurance provider to find out your specific coverage.

If you are unsure about your out of network coverage, Dr. Denese encourages you to ask your insurance company directly about therapy coverage.

Out of network options can allow you to see a provider who is a specialist and has more expertise in your specific problem area.

You can also have a wider range of options among providers and choose one who is more closely aligned with your personal values, cultural background, or religious beliefs, if that is important to you.

Out of network providers also often have more availability and can more easily work around your schedule. They often have a smaller caseload, which allows for more personalized and attentive care.

Helpful questions to ask your insurance company:

* Does my insurance plan have out of network benefits for mental health?

* How much will I get reimbursed per visit when I see an out of network mental health provider?

* Is there a difference in benefits coverage for in-person versus telehealth mental health services?

* How many sessions does my insurance cover per year?

* Does my plan have a deductible and if so, has it been met yet?

* Do I need prior approval or a referral to get reimbursed?